Community Auto Credit

Car Buying Tips: New or Used Car

Here are some quick tips to help you get in your new car.

Dealing with Dealers

Here are some ideas on how to protect yourself when buying a car.

  • Get the price and the rate at which can be financed in writing.
  • Make sure any repairs or modifications that the salesman mentions are in writing.
  • Don't be the first to mention a price, make the dealer give you the price before you tell them how much you want to pay.
  • Call around. Get a couple of price quotes over the phone.

Know the price

Often times people pay to much for a car because they don't what price they should be paying. Don't ever buy the first car you see. Call around and get at least 2 or 3 price quotes for the same car. Check out sites like Kelly Blue Book for used car pricing, or get a new car quote.

Paperwork

If you have your paperwork ready for the loan it will help things move along a lot faster. Here are common elements need to get a loan. Specific dealers may have different requirements.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of insurance
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Current driver's license
  • Name, address, and telephone numbers for at least 2 references

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