I agree that you and the dealer/or lender who receives this application may obtain my credit report in order to complete the processing of my request for credit. I certify that all information provided in this online credit application is true and complete.I authorize www.communityautocredit.com and its lending partners to rely on this information to make inquiries for the purpose of evaluating and verifying this online credit application, including obtaining credit reports and contacting my employer. If unable to approve this request, I authorize www.communityautocredit.com and its lending partners to forward my credit application to nonaffiliated third parties that may assist me in obtaining financing, who may also obtain a credit report for this purpose.
I acknowledge that the information provided constitutes my credit inquiry or application to www.communityautocredit.com and to any arranger of credit or creditor to which my information may be disclosed to process my inquiry or application. I further expressly agree that any arranger of credit or creditor who receives my information may contact me at the calling numbers I have provided, including my cellular phone number, using a live caller, an automated dialer, or an artificial or prerecorded voice. I intend this consent to be effective even if my calling numbers are included in a do-not-call list or registry.
CALIFORNIA RESIDENTS: If married, you may apply for credit separately as an individual.
FLORIDA RESIDENTS: INSURANCE ANTI-COERCION STATEMENT FOR REAL OR PERSONAL PROPERTY
THE FOLLOWING STATEMENT IS REQUIRED UNDER RULE 69B-124.002 OF THE RULES AND REGULATIONS PROMULGATED BY THE CHIEF FINANCIAL OFFICER RELATIVE TO ANTI-COERCION AND RULE 69O-124.002 OF THE RULES AND REGULATIONS PROMULGATED BY THE FINANCIAL SERVICES COMMISSION RELATIVE TO ANTI-COERCION
The Insurance Laws of the State of Florida provide that the Lender may not require the Borrower to take insurance through any particular insurance agent or company to protect the mortgaged property.
The Borrower, subject to the rules adopted by the Chief Financial Officer or Financial Services Commission, has the right to have the insurance placed with an insurance agent or company of his choice, provided the company meets the requirements of the Lender. The Lender has the right to designate reasonable financial requirements as to the company and the adequacy of the coverage.
I have read the foregoing statement, or the rules of the Chief Financial Officer or Office of Financial Services relative thereto, and understand my rights and privileges and those of the Lender relative to the placing of such insurance.
MAINE RESIDENTS: You have free choice in the selection of the agent and insurer through or by which the insurance in connection with the requested loan is to be placed. Your decision to obtain any insurance product from an agent, broker or insurer of your choice will not affect the credit decision unless the insurance product you choose does not comply with the lender's reasonable requirements.
NEW HAMPSHIRE RESIDENTS: If you are applying for a balloon payment contract, upon request and before entering into the balloon payment contract, you are entitled to receive a written estimate of the monthly payment amount for refinancing the balloon payment in accord with the creditor's existing refinance programs. A balloon contract is an installment sale contract with a scheduled final payment that is at least twice the amount of one of the earlier scheduled equal periodic installment payments.
NEW YORK RESIDENTS: In connection with this application, we may request a consumer report on you. If you request, we will inform you whether or not a consumer report was requested and, if it was, of the name and address of the consumer reporting agency that furnished the report. Additional consumer reports may be ordered without further notice to you in connection with any update, renewal or extension of credit granted.
OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
RHODE ISLAND RESIDENTS: Credit Reports may be obtained in connection with this application for credit.
VERMONT RESIDENTS: You authorize Dealer and any financial service provider with whom this application is shared, and each of their respective employees or agents, to obtain and verify information about you (including one or more credit reports, information about your employment and banking and credit relationships) that they may deem necessary or appropriate in evaluating your credit application. If your application is approved and credit is granted, you also authorize the parties granting credit and/or holding your account, and their respective employees and agents, to obtain additional credit reports and other information about you in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose.
WISCONSIN RESIDENTS: No provision of a marital property agreement, a unilateral statement under Wis. Stat. 766.59, or a court decree under Wis. Stat. 766.70 applied to marital property adversely affects our interest unless you furnish a copy of such agreement, statement, or decree to us or we have actual knowledge of such adverse provision before credit is granted.