Community Auto Credit

Car Buying Tips

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General Tips


Car Warranties

Many times when buying a car you will be promised different kinds of warranties. It is important to understand before you buy what your warranty covers. Here are a list of the common types of warranties offered.

  • Bumper to bumper (Pretty much everything)
  • Powertrain (Engine and transmission)
  • Extended-length (Often extends the bumper to bumper)
  • Roadside assistance (Towing in case of breakdown)
  • Tires (Get new tires)
  • Rust perforation (Good for snowy states)
  • Emissions (Helps fix the parts that keep your car green)
  • Factory accessories (Covers add ons you purchase from the dealership)
  • Batteries (Get a new battery)
  • Seat belts and airbags (Often part of bumper to bumper)

The best type of warranty you can receive is a "bumper to bumper" warranty. These warranties are designed to allow you to buy a car with the confidence that if something goes wrong they will be there to fix it. Bumper to bumper often exclude regular maintenance such as oil changes and other parts that normally ware out like tires.

The warranties that get you the best bang for you buck are general warranties like the bumper to bumper. Warranties that cover specific parts, like batteries or tiers, often are nothing more than you prepaying for a service you may or may not need. For parts that are designed to wear out your best bet is to set aside an extra $20.00 a month with your car payment and when these expenses come arise.

Points to note:

  • Get in writing what the warranty covers.
  • Ask yourself if you are going to pay more for the warranty than to fix the problem.
  • Ask the dealer if they give free oil changes or help with other routine maintenance.