Lenders

A&L Financial
1551 N Tustin Avenue # 400, Santa Ana, CA 92705
Contact: Ed Lobel - 714-479-1311
Licensed in CA and AZ serving new and used car dealers.

ACC Consumer Finance LLC
4350 La Jolla Village Dr. Suite 400, San Diego, CA 92122
Contact: John Murray - 877-222-0015
ACC provides outstanding sub-prime financing, individualized service, and rapid funding to its franchised dealers in California; while providing vastly superior operating controls and financial structures for its partners.

Ace Motor Acceptance Corporation
9117 Monroe Rd Ste 130, Charlotte, NC 28270
Contact: Stephanie Troxell - 704-708-4170
Providing sub-prime financing for new and used car dealers in MD, VA, NC, and SC.

ADA Business Credit Corporation
PO Box 2266, Bonita Springs, FL 34133
Contact: Archie D Adam, President - 239-498-9488
Facilitates the sale of auto receivables and arranges lines of credit for auto dealers and specialty finance companies nationwide.

Affiliated Financial Corporation
4651 Sheridan St., Suite 100, Hollywood, FL 33021
Contact for point of sale, bulk acquisitions: Michael Komlo - 888-605-0400 ext. 2061
Licensed in 43 states. Financing for franchise and independent dealers.

American Auto Financing, Inc.
PO Box 15047, Santa Ana, CA 92735
Contact: Laura Villa - 714-953-3129
Licensed in CA. Serving the franchise and independent dealer.

AmeriCredit Financial Services Inc.
801 Cherry St. Ste 3900, Ft. Worth, TX 76102
Contact: Dealer Services Solutions - 888-556-4616
One of the largest independent middle-market auto finance companies in North America. Using its branch network and strategic alliances with auto groups and banks, the company purchases retail installment contracts entered into by auto dealers with consumers who are typically unable to obtain financing from traditional sources.

Arcadia Financial Ltd
2208 Highway 121 Suite 100, Bedford, TX 76021
Phone: 800-262-4249
A member of Citigroup. Licensed in 46 states serving new and used car dealers.

Atlantic Coast Capital
277 Danbury Road, New Milford, CT 06776
Contact: Ron Strol - 860-210-1275
Sub-prime, Licensed in CT only, serving used independent car dealers.

Automotive Credit Corporation
26250 Northwestern Highway, Ste 100, Southfield, MI 48076
Contact: Doug Squiers - 616-745-1457
Serving new and used car dealers in MI, OH, IN, KY, TN.

Automotive Dealers Finance, Inc
1080 Holcomb Bridge Rd. Roswell , GA 30076
Contact: Randy Franklin - 678-739-2059
Regional purchaser of bulk BHPH accounts receivable.

Auto One Acceptance Corporation
2208 Highway 121, Ste 100, Bedford TX 76021.
Phone: 800-635-4461
A member of Citigroup. Serving new and used car dealers in 23 states.

AutoUse
45 Haverhill Street, Andover, MA 01810
Contact: Rich Copponi - 800-737-9780
Providing sub-prime financing for new and used car dealers in the following states: MA, NH, CT, RI, ME, NJ, PA, NJ, MD, DE, VA, AND FL. Floor planning available in 45 states.

Banc Financial, Inc.
136 Greenwood Avenue, Suite 2, Bloomington, IL 61704
Contact: Gregg Hutchcraft - 309-827-0339
A subsidiary of Bank of Illinois serving new and used car dealers.

BSI Financial Services, Inc.
314 S. Franklin Street, Titusville, PA 16354-0517
Contact: Jill Johnson-Sheely - 800-327-7861
A nationwide company, specializing in sub-servicing of automobile loans (bulk & flow), collections, repossessions, default management, and skip tracing.

Buffalo Auto Funding
388 Evans Street, Suite 100, Williamsville, NY 14221
Contact: Roy Wixson - 877-377-3863
Licensed in NY for 10 years serving independent and franchised dealers in New York state.

Capital One Auto Finance
3901 Dallas Parkway, Plano, TX 75093
Contact: Lindsey Hartz - 800-227-3863 ext 7377
Licensed in 44 states serving the new car dealer.

Community Finance Co.
383 Main Street, Hackensack, NJ 07601
Contact: Steve Quinn - 201-489-3600
Licensed in New Jersey for over thirty years serving independent dealers throughout the state of New Jersey.

Consumer Portfolio Services (CPS)
16355 Laguna Canyon Road, Irvine, CA 92618
Contact: Kevin Bowland - 800-304-6812
CPS has specialized in sub-prime auto finance since 1991. CPS programs combine advance, term and pricing to enable dealers to sell more cars profitably.

Condor Capital Corp.
800 South Oyster Bay Rd., Hicksville, NY 11801
Contact: Michael Hawkins - 800-536-2000
Licensed and servicing franchised dealers in CT, MA, MD, PA, RI, NJ, NY, ad VA.

Credit Acceptance Corporation (CAC)
25505 W. Twelve Mile Road Suite 3000, Southfield, MI 48034-8339
Phone: 800-873-0512
A national collections company that has provided dealer controlled financing services for leading new and independent dealers since 1972.

Crescent Bank & Trust
1450 Poydras Street Ste 1800, New Orleans, LA 70112
Contact: Eric Wallis - 800-264-4381
Fax: 504-552-4454
Licensed to do business in LA, AL, MS, FL, GA, VA, KY, OH, WA, CA, TN, MD, AK, & TX.

Dependable Credit Corp.
PO Box 686, Ardsley, NY 10502
Contact: Mr. Fabian - 914-964-9100
Licensed in NY, NJ, and CT serving independent dealers.

doAlease.com
6249 Stewart Road, Cincinnati, OH 45227
Visit: www.doAlease.com
National online leasing source for dealers with prime and near prime customers.

Diamond Finance Co, Inc.
50 Jericho Turnpike Suite 200 Jericho, NY 11753
Contact: Elise Negrin - 888-536-6500
Serving used and new auto dealers offering creative programs for deep sub-prime financing. Licensed in NY, NJ & PA.

Drive Financial Corp. (an affiliate of HBOS)
8585 N. Stemmons Frwy Ste 1100, North Dallas, TX 75247
Contact: Blake Bozman - 214-634-1110
Licensed in AL, CA, CO, FL, GA, IL, IN, KS, KY, MD, MI, MO, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, and WV serving new car dealers.

Equity Auto Finance, Inc
2718 W Oakland Park Blvd, Ft. Lauderdale, FL 33311
Contact: Susan Bertolini - 800-683-1095
Serving new car dealers.

Fireside Bank
5050 Hopyard Road, Suite 200, Pleasanton, CA 94588
Contact: Sandra Henderson - 800-933-2323
Providing financing to new and used vehicle dealers in CA, AZ, OR, WA, ID, UT, CO, KS, MO, and MN.

Floorplan USA
Tower Square, 1041 Oyster Bay Rd, East Norwich, NY 11732
Phone: 516-522-2650
An Independent finance company dedicated to the auto dealer who does not want to use traditional inventory financing companies who require automobiles to be purchased through auctions. We also floorplan for distributors of ambulances, street sweepers, firetrucks, and other unusual inventory.

Freedom Financial Group
3058 E Elm Street Springfield, MO 65802
Contact: Kim Crist - 800-832-5530 xt 233
Providing sub-prime financing to franchise and independent dealers in IL, KS, & MO. Licensed to purchase bulk portfolios in FL, GA, IL, IN, KS, KY, MI, MS, MO, NV, NC, OH, OK, SC, TN, TX.

Friendly Finance Corporation
6340 Security Blvd, Suite 200, Baltimore, MD 21207
Contact: Mr. Paul Dutton - 410-594-9696 ext. 232
Serving new car dealers in IN, IL MI, KY, MD, VA, DE, OH and NJ.

FSB Financial (A subsidiary of Southwest Securities Bank)
110 West Randol Mill Road Suite 100, Arlington, TX 76011
Contact: Tony Schrier,VP - 888-372-3868
Email: tschrier@fsbfin.com
Licensed in all states. Buyer of bulk automobile portfolios of all sizes.

Gateway Credit Acceptance
9319 LBJ Freeway Ste 104, Dallas, TX 75243
Phone: 214 575 -7300
Serving new and used dealers sub-prime and non-prime lending in AZ, CA, CO, FL, GA, IL, IA, ID,IN,KS,KY MD, MI,MN, MO,NC, ND,NE, NV, NJ, NY, OH, OR, PA, SC, SD, TN, TX, UT, VA, & WA.

Guaranty Auto Loans
717 Fredricks Ave, Oceanside, CA 92054
Contact: Lawrence Smiley - 877-856-1826
Providing marginal credit financing and Floor Plans for Independent dealers nationwide.

Growth Resource Group, Inc.
31877 Del Obispo Suite 214,
San Juan Capistrano, CA 92675
Contact: Scott Russell - 800-600-1907
Licensed in 26 states, giving dealers the approval authority for all customers, regardless of credit, on our non-recourse plan.

Heritage Funding Group, Inc.
195 Coquina Ct., Ormond Beach, FL 32176
Contact: Randy Spradlin - 888-252-FUND
Purchaser of bulk buy-here pay-here accounts receivables, point of sale financing, and account servicing.

Household Automotive Finance Corporation
5855 Copley Drive, San Diego, CA 92111
Contact: Corporate Sales - 800-342-6659
Serving new car dealers.

Inofin Incorporated
55 Accord Park Drive, Rockland, MA 02370
Contact: Sean Atkinson, Director of Sales - 877-946-6346
Licensed in MA, ME, CT, NH, FL, TN, SC, GA. Serving the used car dealer.

Liberal Finance Service
1915 Route 46 East P.O. Box 6, Parsippany, NJ 07054
Contact: Bill Schwab - 973-335-0888
Licensed in New Jersey for over 55 years, serving new and independent dealers throughout the state of New Jersey.

Lobel Financial
1150 North Magnolia Avenue, Anaheim, CA 92805
Contact: Marketing Dept. - 714-995-3333
Serving new car dealers.

Marquette Consumer Finance, LLC
3405 Annapolis Lane N Ste 100, Plymouth, MN 55447
Contact:Rich Heimerl - 866-985-9770
A wholly owned non-bank subsidiary of Marquette Financial Companies. Licensed in AZ, CO, GA, IL, IN, MN, NC, OH, TN, WA, and WI serving the new car dealer.

Mid-Atlantic Finance Company
15500 Lightwave Drive, Ste 201, Bayside Concourse, Clearwater, FL 33760
Contact for Point of Sale and Direct Mail: Susan Lang - 888-939-5699 ext. 276
Contact for Bulk Portfolios purchases: J. R. Edmiston - 800-793-9661 ext. 245
Licensed in 27 states. Financing for franchise and independent dealers.

Mission Financial Services Corporation
2475 N. Tustin Orange, CA 92865
Contact: Bill Crowley - 714-974-9700
Licensed in AZ, CA, NM, NV, and OR serving both new car and used car dealers.

Moore Acceptance Corporation
316 East Grace Street, Richmond VA 23241
Contact: Shawn Moore - 757-826-5660
Serving franchised dealers in VA and eastern TN since 1989.

National Auto Finance Co.
12850 West Gran Bay Parkway, Jacksonville, FL 32258
Contact: Tonya Davis - 800-856-6190 ext 35248
Licensed in 46 states serving non-GM new car franchise dealers.

Nationwide Acceptance Corporation
3435 N. Cicero Avenue, Chicago, IL 60641
Contact: Bonnie Herden - 800-622-7605
Serving new and used vehicle dealers in:Ê AZ, CA, GA, IL, IN, LA, MI, NM, NV, OH, OR, UT, WA, WI and WV.

Nicholas Financial, Inc
2454 McMullen Booth Rd. Bldg C, Ste 501 B, Clearwater, FL 33759
Contact: Peter Vosotas - 727-726-0763
A publicly held company licensed in 6 states serving new and used car dealers.

Northrup Financial Group
6316 Beloit Ave Ste 101, Keystone Heights, FL 32656
Contact: Marketing Dept - 866-675-1692
Buyer of bulk auto portfolios from auto dealers and lending institutions nationwide. We also do credit lines and floorplans.

Nuvell Financial Services
17500 Chenal Parkway, Little Rock, AR 72223
Contact: Dealer Services - 800-553-2149
Licensed in 50 states serving the new car dealer.

P*E*Financial Services
PO Box 1736 Groves TX 77619
Contact: Ed Parker - 409-549-2220
Fax: 409-727-8218
Serving franchise and independent dealers in AR, NM, TX, AL, GA, TN, NC, & LA.

Preferred Automobile Credit Co.
P .O. Box 348 Orwigsburg, PA 17961
Contact: Joseph J. McDevitt, Jr. - 866-719-8003
Specializing in the purchase of sales finance contracts from franchised and independent car dealers in DE, PA & NJ.

Prestige Financial
1420 South 500 West, Salt Lake City, UT 84115
Contact: Steven Ennis - 801-844-2122
Specializing in pre-discharge bankruptcies and low credit scores
Serving franchised dealers in AZ, CO, ID, NM, NV, OR, TX, UT, WA, WY.

Regional Acceptance Corporation
1202 East Fire Tower Road, Greenville NC 27858
Contact: Bill Jones - 252-321-7700
A subsidiary of BB&T serving franchised and non-franchised dealers for new and used automobiles in NC, SC, VA, MD, DE, NJ, TN, FL, GA, OH, KY, IN, MI, and TX.

SAFCo/Southern Automotive Finance Company
2901 W Oakland Park Blvd A23, Ft Lauderdale, FL 33311
Contact: Ellen Butler - 800-215-9406 ext. 2521
Providing special financing to franchise and independent dealers in Florida, Georgia, Tennessee, Texas, Maryland and Virginia.

Security National Automotive Acceptance Corp. (SNAAC)
6951 Cintas Blvd, Mason, OH 45040
Contact: Dealer Development Dept. - 800-995-0591
Specialize in military and civilian used car subprime financing programs, with immediate online callbacks, for franchise and independent dealers in more than 26 states.

Small Dealers Assistance (SDA)
2900 Ridgewood Circle NW Atlanta, GA 30327
Contact: Michael Diaz - 800-467-5172
Email: cash@sdainc.net
www.sdainc.net
Purchase BHPH accounts and let dealers continue to collect.

Sport Leasing & Financial Services Corp.
PO Box 8286 Foster City, CA 94404
Contact: Jameya Uhercik - 800-367-7678 xt 118
Licensed in AZ, CA, OR, NV and TX serving the new car dealer.

Summit Financial Corp.
100 NW 100th Ave, Plantation, FL 33324
Contact: Barry Abramowitz - 888-857-8017 or 954-465-2254
Licensed in Florida serving new car dealers.

The Finance Company
860 Greenbrier Circle, Tower One, Suite 600, Chesapeake, VA 23320
Phone: 800-378-9422
Specializing in finance programs for active duty military personnel.

The Traverse Group
5101 Ashley Phosphate Rd, Suite 104-267, North Charleston, SC 29420
Contact: Maggie White - 843-553-8825
Fax: 407-540-9555
Specialize in the purchase and liquidation of auto receivables, BHPH contracts, account servicing and dealer financial services nationwide. Offering auto dealers and finance companies bulk purchase programs for all portfolio types and sizes.

Tidewater Motor Credit
6520 Indiana River Road, Virginia Beach, VA 23464
Contact: Marketing Dept. - 800-216-6842 x 6468
Licensed in AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MD, MI, MN, MO, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI serving the new car dealer.

TRAC Funding Corp.
1407 Talley Road, Willimington DE 19803
Contact: Stuart Levin - 302-765-2087
Licensed in NJ, DE, and MD serving new and independent dealers.

TranSouth Financial Corporation
2208 Highway 121, Suite 100, Bedford, TX 76021
Phone: 888-760-2886
A member of Citigroup. Licensed in 46 states serving new and used car dealers. Purchaser of bulk prime to sub-prime auto portfolios.

Triad Financial
7711 Center Ave Suite 100, Huntington Beach, CA 92647
Contact: Marketing Services - 800-898-6076
Licensed in 33 states serving new car dealers.

Turner Acceptance Corporation
4410 N Ravenswood, Chicago, IL 60640
Contact: Paul Gluchowski - 773-539-8900
Specializing in the purchase of sales finance contracts from independent car dealers in Illinois.

Union Finance Corporation
1703B North Main Street, Suffolk, VA 23434
Contact: Wayne Ruth - 757-934-1537
Serving new and used auto dealers in Virginia.

United Acceptance Inc.
2400 Lake Park Drive SE, Suite 100, Smyrna, GA 30080
Contact: Frank Skaggs - 888-951-9512
Purchasers of bulk buy-here pay-here accounts receivables.

Vehicle Acceptance Corporation
4131 N Central Expressway #230, Dallas, TX 75204
Contact: Daina Xavier - 800-380-3882
Licensed in AL, AR, AZ, CA, FL, GA, IA, IN, MS, NM, NV, OK, and TX. A purchaser of BHPH contracts from independent dealers. Bulk-purchase, non-recourse, no minimum or maximum purchase size. Cash advance on contracts available. Account servicing.

Virtual Lending Source
8080 Dagget St., Ste 220, San Diego, CA 92111
Contact: Ty Williams - 800-400-9192
Servicing new and used auto dealers nationwide offering competitive subprime financing through the internet.

Wells Fargo Financial Acceptance
2501 Seaport Dr, Ste BH 300, Chester PA 19013
Contact: Dealer Marketing - 800-357-7501 ext 27123
A subsidiary of Wells Fargo & Company serving new car dealers.

Westlake Financial Services
4751 Wilshire Blvd. Ste. 100, Los Angeles, CA 90010
Contact: Jim Parrish - 888-211-6010
Licensed in 17 states: CA, OR, WA, AZ, CO, TX, NV, NC, SC, FL, IN, ID, UT, KS, MO, NM, and VA.

Western Funding Incorporated
3915 E Patrick Lane, Las Vegas, NV 89120
Contact: E. Dwight Cope - 702-434-1990
Specializing in the purchase of hard to finance sales contracts in 25 states serving new and independent car dealers.

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