2003 Volvo V70
$20250 or
$387.23 a mo.
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2004 Cadillac SRX
$31995 or
$611.82 a mo.
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2006 Mitsubishi Galant
$14950 or
$285.88 a mo.
|
2005 Kia Sedona
$12500 or
$239.03 a mo.
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Car Buying Tips for Buy Here Pay Here
A lot of people with credit problems can still get a car via a buy here pay here dealership or BHPH for short. Community
Auto Credit has connections with a lot of different buy here pay here dealerships. Apply now
and we will connect you with the best resource in your area.
Understanding Buy Here Pay Here
Buy here pay here dealerships generally deal with used cars. At a buy here pay here dealership
the dealer, not a third party finance company or bank, provides credit to the buyer.
They require a down payment and normally have a fixed number of payments. They often do not have normal loans, instead the customer agrees to pay a specific
amount for a specific number of months. Understand that with most buy here pay here dealerships that you cannot
pay the loan off early to reduce the interest rate.
Paperwork
If you have your paperwork ready for the loan it will help things move along a lot faster. Here are
common elements need to get a loan. Specific dealers may have different requirements.
- Proof of income (such as pay stubs, social security documentation, or pension documentation)
- Proof of insurance
- Proof of residence (a recent utility bill, lease, or mortgage)
- Current driver's license
- Name, address, and telephone numbers for at least 2 references
Other Names
Here are some other names or terms or abbreviations that buy here pay here dealerships call themselves.
- BHPH
- Special Financing
- Dealer Financing
- In House Financing
- Note Lot
- Tote the Note
Apply Now
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